When it comes to helpful ideas for reducing debt, let’s start off simple:
1) Never make the minimum payment. Always pay more.

Paying only the minimum is probably 2-3% of your current balance, depending on the policy of the bank or creditor in question. A higher minimum payment is a good thing, but never make their minimum, [...]

I know, it sounds like a typical marketing ad, tricking customers into debt … but I do think I’ve found the best credit card for people. You’ll find however that my credit card offer is a bit deceiving as well.
If you use credit cards, haven’t you ever dreamed of being in the position of the [...]